Effective Date: July 6, 2026 | Version 2.4
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Refer Me Quick LLC ("RMQ," "Company," "we," "us," or "our"), governing your access to and use of the RMQ platform, including the website at refermequick.com, mobile interfaces, APIs, and all related services (collectively, the "Platform").
By accessing or using the Platform in any manner — including creating an account, submitting a referral, receiving a referral notification, accepting a referral invitation, or clicking "I Agree" — you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
If you do not agree to these Terms, you must not access or use the Platform. If you are using the Platform on behalf of a business entity, you represent and warrant that you have authority to bind that entity to these Terms.
YOU MUST BE AT LEAST 18 YEARS OF AGE TO USE THE PLATFORM. The Platform is not intended for use by anyone under the age of 18. By accessing or using the Platform, you represent and warrant that you are at least 18 years old and are capable of forming a legally binding contract under applicable law. If we discover that a User is under 18, we will immediately terminate their account and delete all associated personal information.
If you are using the Platform on behalf of a business entity, you further represent that you are authorized to bind that entity and that the entity is legally formed and in good standing.
You are responsible for maintaining the confidentiality of your account credentials, including passwords and Quick Token links. You agree to notify us immediately of any unauthorized use of your account. RMQ is not liable for losses arising from unauthorized access that results from your failure to safeguard your credentials.
You agree to provide accurate, current, and complete information during registration and to update such information as necessary. RMQ reserves the right to suspend or terminate accounts that contain materially inaccurate or incomplete information.
Referrers may submit Prospects to Vendors through any submission interface the Platform provides (including web and SMS). The rules in this Section 4 apply to every Referral regardless of how it is submitted. Self-referrals entered by a Vendor Representative are Leads (Section 4.7) and do not generate Referral Fees.
A Referral is eligible for an incentive only if: (a) the Prospect is not an existing customer of the Vendor; (b) the Prospect has not been previously referred by another Referrer; (c) the Referral results in a qualifying Conversion as defined by the Vendor; and (d) the Referral complies with these Terms and all applicable laws.
The following activities are strictly prohibited and may result in immediate account termination, forfeiture of all pending Referral Fees, and potential legal action:
RMQ employs automated and manual fraud detection measures and reserves the right to withhold, reverse, or claw back Referral Fees associated with any Referral that RMQ reasonably determines to be fraudulent, manipulated, or in violation of these Terms.
Submitting a Referral does not guarantee that the Prospect will become a customer or that a Referral Fee will be earned. Conversion depends on the Prospect's decision and the Vendor's sales process. RMQ does not guarantee any specific outcome from any Referral.
THE PLATFORM DOES NOT CREATE A CONTRACT BETWEEN REFERRERS AND VENDORS. Use of the Platform does not establish a contractual, employment, partnership, or agency relationship between any Referrer and any Vendor. Referral Fees are offered voluntarily by Vendors and are paid at the sole discretion of the Vendor, including the timing and conditions of payment. RMQ does not guarantee that any Vendor will pay a Referral Fee, nor does RMQ act as a guarantor, escrow agent, or intermediary obligated to enforce payment between parties.
If a Vendor fails to honor a Referral Fee or delays payment beyond what a Referrer considers reasonable, the Referrer's recourse is to discontinue referring Prospects to that Vendor. RMQ encourages Vendors to honor their posted reward commitments to maintain trust and participation in the program, but RMQ assumes no liability for a Vendor's failure to do so.
Referrers may refer Prospects to businesses that are not yet registered on the Platform ("Outside Referrals"). RMQ may invite such a business to join. An invited business has no obligation to register or to accept any Referral, and no Referral Fee can arise from an Outside Referral unless and until the business registers and a qualifying Conversion occurs.
Vendor Representatives may use the Platform's pipeline management tools to enter their own prospective customers as Leads. Leads differ from Referrals in several important ways:
For clarity, the anti-fraud provisions of Section 4.3 apply to Leads to the extent applicable. Vendor Representatives may not use the Lead feature to circumvent referral program rules, fabricate pipeline activity, or misrepresent business performance.
THIS SECTION IS CRITICALLY IMPORTANT. The Platform's core function involves Users submitting personal information about third parties (Prospects) who have not directly interacted with the Platform. All Users must understand and comply with the following obligations.
By submitting a Referral, you represent and warrant that:
When a Referral is submitted, the Platform will promptly notify the Prospect via SMS or email. This notification will identify the Referrer by first name and the Vendor by business name, explain that their contact information was submitted through the RMQ referral platform, provide the ability to opt out of further communications (reply STOP for SMS or unsubscribe for email), and provide instructions for requesting deletion of their information.
The Platform uses a confirmation-based consent model. The initial contact message to a Prospect is a single transactional notification informing them of the Referral. Continued communication requires the Prospect's affirmative action. Prospects who do not respond or who opt out will not receive further communications.
If a Referrer submits information about a Prospect without a genuine relationship, submits false or inaccurate information, or submits a Referral for harassing or fraudulent purposes, the Referrer shall be solely liable for any resulting claims, damages, or regulatory actions. RMQ reserves the right to immediately terminate the Referrer's account and pursue legal remedies.
Referrers should only submit the minimum information necessary to facilitate the Referral. While the Platform accepts name, phone number, email address, physical address, and notes, Referrers should only provide what is relevant and necessary for the Vendor to contact and serve the Prospect.
By providing your mobile phone number and using the Platform, you expressly consent to receive SMS text messages from RMQ and its service providers. Messages may include referral notifications, status updates, payment confirmations, account alerts, and promotional communications related to the Platform.
Message frequency varies based on your activity and role on the Platform. Standard messaging and data rates from your wireless carrier may apply. RMQ is not responsible for any charges incurred from your carrier.
You may opt out of SMS communications at any time by replying STOP to any message received from the Platform. After opting out, you will receive a single confirmation message. Opting out of SMS may limit your ability to use certain Platform features, including SMS-based referral submission and real-time notifications.
Prospects who receive an initial referral notification via SMS have not opted in to ongoing communications. The initial message serves as a one-time transactional notification. Prospects must take affirmative action to receive additional messages. Prospects may reply STOP at any time to prevent further contact.
RMQ is committed to compliance with the Telephone Consumer Protection Act (TCPA) and applicable state telemarketing laws. Key compliance measures include:
By using the Platform, you consent to receive transactional emails related to your account activity, including referral confirmations, status updates, payment notifications, and account security alerts. Transactional emails are necessary for Platform operation and cannot be opted out of while your account is active.
With your consent, RMQ may send promotional or marketing emails. You may opt out of marketing emails at any time using the unsubscribe link in any marketing message.
RMQ complies with the CAN-SPAM Act. All commercial emails include accurate sender information, clear subject lines, a valid physical address, and a functioning unsubscribe mechanism.
We use collected information to: operate and maintain the Platform; facilitate referral submissions and matching; process payments and incentives; send transactional and authorized communications; enforce these Terms and prevent fraud; comply with legal obligations; and improve the Platform's features and user experience.
RMQ uses aggregated and anonymized data derived from Platform activity to conduct internal analytics, improve the referral process, and enhance the Platform's features. This may include analyzing referral patterns, studying user engagement, identifying trends, and training AI-powered systems to improve accuracy.
RMQ does not sell personal information to third parties.
These providers receive only the information necessary to perform their specific functions and are contractually obligated to protect your data.
RMQ retains personal information for as long as your account is active or as needed to provide services, comply with legal obligations, resolve disputes, and enforce agreements. Consent records are retained indefinitely for regulatory compliance.
Depending on your jurisdiction, you may have rights to access, correct, delete, or port your personal information. To exercise these rights, contact us at the address provided in Section 20.
Users and Prospects may request deletion of their personal information through:
Upon receiving a verified deletion request, RMQ will delete or anonymize the requestor's personal information within 30 days, direct applicable Vendors to delete their copy, and confirm deletion to the requestor. Certain information may be retained where required by law.
Referral Fee amounts are set by each Vendor and displayed on the Platform at the time of referral submission. Fees are earned only upon a qualifying Conversion as determined by the Vendor. As described in Section 4.5, Referral Fees are paid at the sole discretion of the Vendor, including the timing and conditions of payment. RMQ does not guarantee payment of any Referral Fee.
Vendors pay Referral Fees directly to Referrers using a payment method of the Vendor's choice (such as Venmo, Cash App, PayPal, Zelle, Apple Cash, or cash/check). RMQ generates a pre-filled payment link to make the transaction faster but does not hold, transfer, or process funds. The Vendor is solely responsible for completing each payment in their chosen payment app. Payments are subject to the payment app's terms of service. Vendors are responsible for ensuring their use of any third-party payment app complies with that app's terms (e.g., using a business profile on Venmo or Cash App where required for business payments).
After completing a payment in their chosen payment app, the Vendor confirms the payment within RMQ. RMQ then queues a confirmation message to the Referrer. RMQ does not independently verify with the payment app that funds were actually transferred — RMQ relies on the Vendor's confirmation in good faith. Disputes between Vendor and Referrer regarding actual receipt of payment are between those parties; RMQ is not a guarantor, escrow agent, or arbitrator of such disputes.
RMQ does not charge transaction fees on Referral Fee payments themselves, because RMQ does not handle the money — payments flow directly from Vendor to Referrer through their chosen payment app. Fee amounts are subject to change with notice. Current fees are displayed on the Platform's pricing page.
Users are solely responsible for any tax obligations arising from Referral Fees received or paid through the Platform. RMQ may issue tax reporting forms (e.g., IRS Form 1099) as required by law. RMQ does not provide tax advice.
RMQ offers a free tier with a limited number of referrals, after which Vendors must subscribe to a paid plan. Subscription terms are described on the Platform's pricing page.
The Platform uses Stripe, Inc. ("Stripe") for Vendor subscription billing only. RMQ does not handle, hold, or process Referral Fee payments themselves — those flow directly from Vendors to Referrers through the Vendors' chosen payment apps (see Section 9.2).
Vendor subscription billing is processed by Stripe and subject to the Stripe Services Agreement. Stripe processes your data as described in the Stripe Privacy Policy.
Referral Fees are paid by Vendors to Referrers using payment apps chosen by the Vendor and the Referrer (e.g., Venmo, Cash App, PayPal, Zelle, Apple Cash). Each payment app has its own terms of service and policies. Users of the Platform are solely responsible for complying with the terms of any payment app they use. RMQ is not a party to those payment apps' terms and is not responsible for any disputes, fees, holds, account restrictions, or other matters between users and payment apps.
By using the Platform, you consent to receive disclosures, agreements, notices, and confirmations electronically as permitted by the E-SIGN Act, including via SMS, email, and in-app messages.
Vendors who subscribe to paid plans authorize RMQ to charge their payment method on a recurring basis. Charges recur automatically until cancelled. You may cancel at any time through billing settings. No refunds for partial billing periods unless required by law.
Current subscription fee amounts and plan details are displayed on the Platform's pricing page. Any fee changes will be communicated with at least 30 days' notice.
RMQ uses Stripe's hosted payment interfaces for subscription billing. Vendor cardholder data is transmitted directly to Stripe's PCI-compliant infrastructure and is never stored on RMQ's servers.
Vendors are responsible for defining their referral program terms, timely review and follow-up on received Referrals, accurately updating Referral statuses, timely payment of Referral Fees to Referrers through the Vendor's chosen payment method after a qualifying Conversion, and truthfully confirming completed payments within the Platform.
Vendors agree to treat all referred Prospects professionally and in compliance with applicable consumer protection laws. Vendors shall not use Prospect information beyond the scope of the Referral.
Vendors shall accurately report the status of each Referral through the Platform's pipeline management tools.
This Section 11.4 applies to Vendors that pay referral rewards through the Platform (Rewards Features). Vendors operating in Reciprocity Mode (Section 11.5) do not use Rewards Features, and the representations, warranties, and indemnification obligations specific to Rewards Features in this Section 11.4 do not apply to them while Reciprocity Mode remains in effect.
11.4.1 Regulatory Landscape. Numerous federal, state, and local laws restrict or prohibit the payment of referral fees, commissions, kickbacks, or other forms of remuneration in connection with the referral of customers, clients, or patients. These laws include, but are not limited to, the federal Anti-Kickback Statute (42 U.S.C. § 1320a-7b), the Stark Law (42 U.S.C. § 1395nn), the Real Estate Settlement Procedures Act (RESPA, 12 U.S.C. § 2607), state insurance referral-fee prohibitions, Securities and Exchange Commission and FINRA regulations governing investment advisory and broker-dealer referral compensation, state bar rules governing attorney referral fees, and state board regulations governing referral compensation in accounting, tax preparation, and other licensed professions. This list is illustrative and not exhaustive.
11.4.2 Vendor Representations and Warranties. By registering a business on the Platform and using any feature related to referral rewards, referral fees, or referral compensation (collectively, “Rewards Features”), the Vendor represents and warrants that: (a) the Vendor has independently investigated and determined that offering paid referral rewards through the Platform is lawful in the Vendor’s industry, profession, and every jurisdiction in which the Vendor operates; (b) the Vendor has consulted with qualified legal counsel or other professional advisors to the extent necessary to make this determination; (c) the Vendor’s use of Rewards Features does not and will not violate any applicable federal, state, or local law, regulation, licensing requirement, or professional code of conduct; and (d) the Vendor will continuously monitor changes in applicable law and will immediately cease use of Rewards Features if at any time continued use would result in a violation.
11.4.3 No Legal or Regulatory Guidance. RMQ is not a law firm, does not employ attorneys for the purpose of advising Vendors, and does not provide legal, regulatory, tax, or compliance advice of any kind. The Platform may group certain industry categories under labels such as “regulated industries,” may present Reciprocity Mode (Section 11.5) as a preselected or recommended default for such categories, and may describe referral fees as “often restricted” in such categories. These groupings, labels, defaults, and descriptions are provided solely as a convenience and do not constitute legal determinations of any kind: the inclusion of an industry in any such grouping is not a determination that paying referral rewards is unlawful for any particular Vendor, and the absence of an industry from any such grouping is not a determination that paying referral rewards is lawful. The availability of Rewards Features, the availability of Reciprocity Mode, and any default setting applied at registration shall not be construed as a representation by RMQ that any particular use of the Platform complies with applicable law. Vendors acknowledge that they bear sole and exclusive responsibility for making their own independent compliance determinations, in either mode, regardless of any grouping, label, or default presented by the Platform.
11.4.4 Assumption of Risk. THE VENDOR ACKNOWLEDGES AND AGREES THAT ITS USE OF REWARDS FEATURES IS AT THE VENDOR’S SOLE RISK. RMQ MAKES NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, THAT THE REWARDS FEATURES ARE SUITABLE, LAWFUL, OR APPROPRIATE FOR USE IN ANY PARTICULAR INDUSTRY, PROFESSION, OR JURISDICTION. THE VENDOR ASSUMES ALL RISK ARISING FROM OR RELATED TO ITS USE OF REWARDS FEATURES, INCLUDING WITHOUT LIMITATION THE RISK OF REGULATORY INVESTIGATION, ENFORCEMENT ACTION, CIVIL PENALTY, CRIMINAL PROSECUTION, LICENSE REVOCATION, OR PRIVATE LITIGATION.
11.4.5 Indemnification for Regulatory Violations. In addition to the general indemnification obligations set forth in Section 15, the Vendor agrees to indemnify, defend, and hold harmless RMQ, its officers, directors, members, employees, agents, and affiliates (collectively, the “RMQ Parties”) from and against any and all claims, demands, actions, suits, investigations, proceedings, losses, damages, liabilities, judgments, fines, penalties, costs, and expenses (including reasonable attorneys’ fees and costs of defense) arising out of or relating to: (a) the Vendor’s use of Rewards Features in violation of any applicable law, regulation, or professional rule; (b) any regulatory investigation, enforcement action, or proceeding directed at RMQ or any RMQ Party as a result of or in connection with the Vendor’s use of the Platform; (c) any claim by a third party (including any government agency, licensing board, or regulatory body) that the Vendor’s referral reward program operated through the Platform violates applicable law; or (d) any breach of the representations and warranties set forth in Section 11.4.2.
11.4.6 Obligation to Cease and Report. If at any time a Vendor becomes aware or reasonably should become aware that its use of Rewards Features may violate any applicable law, regulation, or professional rule, the Vendor shall: (a) immediately cease use of all Rewards Features; (b) promptly notify RMQ in writing; and (c) cooperate with RMQ in any remedial action, including the orderly wind-down of any active referral reward program operated through the Platform.
11.4.7 RMQ’s Right to Restrict. RMQ reserves the right, in its sole discretion and without prior notice, to suspend or terminate a Vendor’s access to Rewards Features, or to the Platform entirely, if RMQ has reason to believe that the Vendor’s use of Rewards Features may violate applicable law. Such action shall not give rise to any liability on the part of RMQ.
11.4.8 Survival. The obligations set forth in this Section 11.4, including the representations, warranties, indemnification obligations, and assumption of risk, shall survive the expiration or termination of these Terms and the Vendor’s use of the Platform.
11.5.1 What Reciprocity Mode Is. A Vendor may elect to operate in Reciprocity Mode. In Reciprocity Mode, no referral rewards, referral fees, or compensation of any kind are paid, offered, promised, or facilitated through the Platform. The Platform tracks Referrals, records sales outcomes, and delivers a thank-you message to Referrers when a Referral results in a sale. Reciprocity Mode is designed for businesses in industries where paying referral compensation is restricted or prohibited, and for any business that prefers to build referral relationships without payment.
11.5.2 Referrals Are Courtesies, Not Consideration. A Referral made to or by a Vendor in Reciprocity Mode is a voluntary, casual courtesy. It does not create any contractual obligation between any parties, is not consideration for any other referral, good, or service, and is never owed. The Platform facilitates discovery and tracking only — it does not guarantee, require, or enforce referrals. Any participant may stop referring at any time, for any reason.
11.5.3 Recorded Election. A Vendor’s election of Reciprocity Mode, and any later change of election, is recorded by the Platform with a timestamp and the identity of the electing representative. Vendors may rely on this record to demonstrate, for their own compliance purposes, that no rewards were payable through the Platform during the period the election was in effect.
11.5.4 Vendor Responsibility Unchanged. Reciprocity Mode does not constitute legal, regulatory, or compliance advice, and RMQ makes no representation that operating in Reciprocity Mode satisfies the requirements of any particular law, regulation, or professional rule. Each Vendor remains solely responsible for determining that its participation on the Platform, in either mode, complies with the laws applicable to its business. A Vendor that switches from Reciprocity Mode to Rewards Features becomes subject to all of Section 11.4 upon the switch.
You agree NOT to:
RMQ reserves the right to investigate violations and take appropriate action, including account suspension or termination and referral to law enforcement.
The Platform, including its design, features, code, content, trademarks, and logos, is the exclusive property of Refer Me Quick LLC. You retain ownership of content you submit (e.g., referral notes, profile photos). By submitting content, you grant RMQ a non-exclusive, worldwide, royalty-free license to use, display, and process such content as necessary to operate the Platform.
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. RMQ DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, RMQ SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. RMQ'S TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF (A) FEES PAID BY YOU IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).
RMQ is not responsible for the actions, omissions, or conduct of any Vendor, Vendor Representative, Referrer, or Prospect.
You agree to indemnify, defend, and hold harmless RMQ from and against any claims, damages, losses, liabilities, costs, and expenses arising from:
This indemnification obligation applies particularly to Referrers who submit third-party personal information. For Vendors, additional indemnification obligations specific to regulatory compliance and referral reward laws are set forth in Section 11.4.5 and apply in addition to, and not in limitation of, the obligations in this Section 15.
You may terminate your account at any time by contacting us. Earned but unpaid Referral Fees will be processed in accordance with these Terms.
RMQ may suspend or terminate your account for violation of these Terms, fraudulent or abusive conduct, extended inactivity, or failure to maintain accurate account information. RMQ will provide 30 days' notice when practical. Fraud or illegal activity may result in immediate termination.
Upon termination, your right to use the Platform ceases immediately. Earned but unpaid Referral Fees will be paid within 30 days, subject to fraud review. Data will be handled in accordance with our Privacy Policy.
These Terms are governed by the laws of the State of New Jersey, without regard to conflict of laws principles.
Any legal action shall be brought exclusively in the state or federal courts located in Atlantic County, New Jersey.
Before filing any formal legal proceeding, you agree to first attempt to resolve the dispute informally by contacting RMQ at legal@refermequick.com. RMQ will attempt to resolve the dispute within 30 days.
If a dispute cannot be resolved informally within 30 days, either party may elect to resolve the dispute through binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. Arbitration will take place in Atlantic County, New Jersey.
YOU AND RMQ AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.
Either party may: (a) bring an action in small claims court; (b) seek injunctive relief for intellectual property infringement; or (c) bring claims expressly excluded from arbitration by applicable law.
You may opt out of arbitration by sending written notice to legal@refermequick.com within 30 days of first accepting these Terms.
RMQ reserves the right to modify these Terms at any time. Material changes will be communicated via email or a prominent notice on the Platform at least 30 days before they take effect. Continued use after the effective date constitutes acceptance. The Platform maintains a version history of these Terms.
For questions, concerns, or notices regarding these Terms:
Refer Me Quick LLC
Email: info@refermequick.com
Legal: legal@refermequick.com
By clicking "I Accept" or by using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.